With the rising costs of health care, one of the most frequently asked questions our team at Allison Audiology and Hearing Aid Center receives is “Does insurance cover hearing aids?” The short answer: “Sometimes.”
Insurance coverage depends on the insurance carrier and the plan itself. While many of our patients do have hearing aid coverage, other patients with the same carrier may not. For example, just because one patient with BlueCross BlueShield has hearing aid coverage at 80%, another patient with a similar plan from the same insurance group may not. This variance in coverage is all dependent on the plan administrator, such as an employer or representative.
One employer may elect to offer coverage for medical equipment and services, but another may decline in order to make coverage more affordable for all. Because coverage is not uniform, it is important to verify and know your insurance benefits in order to fully understand what is available under your specific plan.
To make this journey easier for you, our team verifies insurance benefits for each patient so that you are fully informed at your visit. For questions regarding your coverage, we encourage patients to let our insurance team help guide you through the process. The first step is to submit your insurance information so that our team may contact your carrier.
How much does insurance pay for hearing aids?
Much like the explanation above, the amount covered for hearing aids can vary by plan. While some plans cover the cost entirely, others may cover a portion, or some may cover only the hearing test and not the hearing aids.
Is insurance required to cover hearing aids?
In some states, insurance is required to cover hearing aids, cochlear implants, and related hearing services for children 18 and under. In Texas, this includes hearing devices in each ear, eligible for replacement every 36 months. The American Speech-Language-Hearing Association has information available for each state to further explain coverage.
Does Medicare cover hearing aids?
At this time, Medicare does not cover hearing aids. Though it can get confusing, there can be hearing coverage available through Medicare Part C plans and other secondary plans. If you are questioning your coverage and do not know where to start, this is the time to let the Allison Audiology insurance team help by submitting your insurance information to our office.
If my insurance does cover hearing aids, what do i do next?
The first step in your journey to better hearing is making an appointment with the hearing experts at Allison Audiology. When you schedule your visit, our team will collect your information in order to prepare for your appointment. At your initial visit, we will assess your hearing and discuss your hearing challenges.
Once the assessment is complete, we will go over your results, as well as hearing solutions that are appropriate for your needs. Your insurance coverage will be explained in a manner that is easily understood so you know exactly how it applies to your hearing healthcare. In most cases you will leave with your new hearing aids the same day and our insurance team will file your insurance claim for you. All you have to do is enjoy the sound of better hearing!
If you have questions regarding healthcare insurance or your coverage, we encourage you to contact our office. Both our Allison Audiology & Hearing Aid Center locations in Houston and Lake Jackson are fully trained to answer your questions.